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We try very hard to keep you informed about your
financial status to keep communication open.
To reduce the costs of bookkeeping and billing, we ask your cooperation
in paying for services that can be completed in one appointment on the day of
that appointment. This will include new patients covered by dental insurance
at their first visit.
We offer the following options for the payment of your necessary dental
1. We accept
cash, check and Master Card, Visa,
Discover, Debit card or Money Order for your
For those patients who pay the full
treatment fee by cash or check for treatment totaling more than $500.00
prior to their first treatment appointment, we will
out bookkeeping and billing cost to you. This
savings to you represents 5% of the total fee.
(It is to be noted that ALL removable prosthetics must be paid for in full
by the date of delivery. Half the
fee must be paid at the date of the initial impression and the other half upon
receiving the denture or partial.)
dental treatment that is
you may elect to pay in two equal
payments, half at time of service and the other due in 30 days.
A second option to this would permit an initial payment
of one-third of the total fee and additional payments with
pre authorized credit cards, debit cards and
checks of one third of the original balance to be applied to your account in
thirty days and sixty days of date of service.
We have dental loans available through Dental Fee
Health Card, American General and Care Credit. We will help you fill out the necessary application.
In all cases involving three or more appointments, or three or
more payments a written
financial agreement will be made. In
the use of this option we offer preauthorized credit card payments.
In the use of this option, the charges will only be applied to your
account on the date for the amount set and agreed on by you in the financial
increased fees to all patients ANY ACCOUNT
BALANCES OVER 30 DAYS WILL BE ASSESSED A FEE OF 1.25%
OF THE BALANCE DUE. ALL ACCOUNTS OVER 90 DAYS WILL BE NOTIFIED IN
WRITING OF THEIR ACCOUNT BEING TRANSFERRED TO A COLLECTION
charge is added to a patient's account each month
that the bill is not paid. This charge offsets our costs.
Please remember: our
patients with the lowest dental expenses over time are the
ones who complete comprehensive treatment and follow up with
good home care and on-time checkups. If something has been
getting in the way of your completing comprehensive dental care,
please talk to us
About Dental Insurance
You and your insurance company have an agreement that does
not involve Family
Gentle Dental Care. We will provide you with the
best advised procedure to care for you, not based on your insurance coverage, but
based on your own personal dental needs. A quote from a May
1999 issue of the Walltreet Journal. A manager of Delta
Dental of California had this to say in the article:
“(many) of the claims that we deny are for care that we agree is
needed and should be provided.”
That’s a pretty interesting quote to come from an insurance
company executive. Insurance companies don’t base your
benefits on what you need; they base it on what payout
they can profitably provide based on how much your company has
If your insurance company rejects a claim and refuses to pay
for a service it is not a reflection of how important the
service is. It is based on a master contract drawn up
between your company and an insurance company. If your
employer is putting very little money into the dental insurance
piggy-bank, you’ll have poor coverage. Few procedures are
covered---for example, just cleanings, examinations, and
necessary X-rays---and the payment is much less than the average
dentist charges for the service. Most benefits are based
on a fee scale rather than a percentage of the dentist’s charge
(kind of like saying that they’ll cover your purchase of a car.
You can buy any car you want and they’ll give you $250 towards
the purchase price).
More expensive dental insurance policies cover a wider range of
services (crowns and fillings, for example) at a higher
If you have dental insurance, make yourself knowledgeable about
it and make sure that your benefits officers tell you and your
co-workers exactly what’s covered and what is not.
If you have a medical reimbursement plan at your office,
make sure that you use it.
note our agreement is with you, NOT
your insurance company. Because of this fact, if your insurance company
refuses to pay or pays less than you think it should you must remember that dental
insurance is designed to offset the costs of your dental
are responsible for the cost of your treatment and any insurance reimbursement
problems. It is unusual for all of the charges to be paid by insurance but
our business office staff will strive to help you obtain your
maximum benefits by prompt and efficient processing of your
Insurance companies base their
dental cost from the 1960's, which is outdated
Our fees reflect our commitment to providing you with the highest
We will provide you with all
the information you need to interact with them and we will do all we can to help
you maximize the benefits they cover.
We give written treatment plans at all of our new patient and
appointments. These plans include our fee, what insurance is GUESTIMATED to
cover and what your out of the pocket expense will be.
If you have
insurance you must remember these quotes are ONLY questimates. The insurance
companies refuse to provide us any detailed information on what they will cover
for each procedure.
We want you to know that a core belief of our practice
is to provide you with the best possible value in dental
treatment. What this means is that we avoid patchwork
treatment that would soon need to be redone. We use the
finest possible materials and techniques to provide you with
the greatest longevity of treatment. We want you to have the
peace of mind that comes with knowing that your treatment has
been well done and that you won’t have to worry about it for
September 30, 2008